Tuyo

Meet Tuyo, the card that might not charge you.

Every time you pay with Tuyo, your purchase might be completely free. Some purchases just cost $0.

It's called Buy Now, Pay Maybe™. And it only exists here.

Why you'll love Tuyo

- A card that actually surprises you: Pay at any of 140M+ merchants worldwide with your Tuyo Visa card or Apple Pay. Some of those payments? Tuyo might not charge you. Completely real.
- Your own bank accounts, worldwide: Get USD and EUR account numbers under your name. Receive payments like a local anywhere in the world. Send money globally, instantly, for free.
- Trade without leaving your wallet: directly from your balance. Simple, fast, and always under your control.
- Set up in 3 minutes: Get up and running hassle-free.

Your money, your control: Your funds are secured by you, not held by a bank, not managed by a third party. Modern security designed for peace of mind.

Tuyo Inc. is a financial technology company. Tuyo is not a bank, cryptocurrency exchange, or asset custodian. Tuyo facilitates self-custody and offers a card issued by a third-party card issuer. Through Buy Now, Pay Maybe (BNPM), Tuyo may, at its sole discretion, elect not to debit certain transactions. It's not a sweepstakes, lottery, contest, or game of chance. The issuer and network are not a party to the BNPM program. The BNPM program is not available in any jurisdictions where such program is prohibited by law, including any applicable US states and territories. BNPM is operated solely by Tuyo Inc. and governed by these terms: https://about.tuyo.com/Terms-of-Service-1f5bde14709281b2a8fff4a20910b4ed

Recent changes:
New widgets: see what you can spend on your USDC card at a glance
• Available to spend, Spent this month and Investments, in two sizes each
• Touch and hold your home screen, tap Widgets and pick Tuyo
• Send confirmations update in seconds, with a clearer summary
• Stability improvements and bug fixes