Jify: Loans and Salary Advance is a finance app developed by Zeo Fin Technology Pvt Ltd.
Download Statistics
Jify: Loans and Salary Advance has been downloaded 1.2 million times. In the last 30 days, the app was downloaded 61 thousand times.
User Ratings
The app has no ratings yet.
App Information
Jify: Loans and Salary Advance is FREE to download. The APK download size is 95.48 MB. The latest version available is 5.7.7. The last update was on September 10, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play June 2025.
Description
Jify: Personal Loans and Salary Advance
What You Can Do with Jify: ✅ Apply for personal loans via RBI-registered NBFC partners ✅ Access earned salary instantly (Earned Wage Access) ✅ Avoid credit card debt, overdraft fees, or borrowing from friends ✅ Invest in 24K Digital Gold ✅ Enjoy 100% paperless onboarding with simple KYC ✅ Get 24x7 access and financial rewards ✅ Benefit from a secure and compliant platform
🏦 Personal Loans Jify Personal Loans - our primary loan product for India’s working workforce. Get funds from ₹5,000 up to ₹10 Lakhs anytime and anywhere. We offer fast approvals and paperless KYC powered by our RBI-registered NBFC lending partners.
✅ Custom Loan Amount: From ₹5,000 to ₹10,00,000 ✅ Flexible Repayment Tenure: From 2 months to 5 years ✅ Interest rate: Starting from 9% per annum ✅ Annual Percentage Rate (APR): From 17% to 45%* ✅ Hassle-Free: 100% Paperless application process ✅ Apply for personal loans via RBI-registered NBFC partners ✅ Enjoy 100% paperless onboarding with simple KYC ✅ Get 24x7 access and financial rewards ✅ Benefit from a secure and compliant platform
🔐 Example Cost Breakdown/Representation (PL) Loan Amount: ₹50,000 Tenure: 12 months Interest Rate: 20% Processing Fees (incl. GST): 2.5% [₹1,250 + ₹225 GST] Monthly EMI: ₹4,632 Total Interest Payable: ₹4,632 x 12 months - ₹50,000 Principal = ₹5,584 Annual Percentage Rate (APR): 25.85% Disbursed Amount: ₹50,000 - ₹1,475 = ₹48,525 Total Amount Payable: ₹4,632 x 12 months = ₹55,584 Total Cost of the Loan: Interest Amount + Processing Fees = ₹5,584 + ₹1,250 = ₹6,834
* Personal loan will be approved and disbursed by Jify’s lending partners.
💼 Earned Wage Access (EWA) Jify also gives instant access to your earned salary before payday—no interest, no debt, no credit score impact. Your salary, anytime you want it, in just 60 seconds! Think of it as a financial safety net. For example: Last payday: 15th of the month Need money: 25th of the month You can use Jify to access 10 days of earned wages. ✅ Zero interest ✅ Transparent fee (0–4%) ✅ No borrowing against future income ✅ Repayment via payroll or autopay (no penalties on failure)
🔐 Example Cost Breakdown/Representation (EWA) Advance amount: ₹5,000 Transaction fee (e.g. 3%): ₹150 Total repayable: ₹5,000 (salary deduction) Net disbursed: ₹4,850 APR: 0% Note: Fees range from 0–4% and are always disclosed upfront.
🤝 Who Can Use Jify? Jify is available to employees of partnered companies. You must: 1. Be a resident of India 2. Be currently employed by a Jify partner organization 3. Complete a one-time KYC process
🏛️ Our Lending & EWA Partners (RBI-Registered NBFCs) Jify facilitates personal loans and salary access via: Whizdm Finance Private Limited (CIN: U65929KA2017PTC101703) ✔️ These NBFCs are listed on RBI’s official approved list: View RBI NBFC Directory
📲 App Permissions For identity verification and a seamless experience, we request: Camera & Microphone – For selfie video KYC Location – To verify current location for KYC
📵 Jify does NOT request access to photos, contacts, or media files in compliance with Google Play’s data safety policies.
🔐 Data Privacy & Security Your data is secure with Jify: ISO 27001:2013 certified 100% encrypted (data in transit and at rest) Data stored & processed only in India 📃 Privacy Policy 📃 Terms & Conditions
📞 Support Need help? We’re here for you. 📧 Email: support@jify.co 📞 Phone: 080 4465 6300 🌐 Website: www.jify.co
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Comments on Jify: Loans and Salary Advance for Android
★★★★☆Shakti Chand· Aug 31, 2026
Kya ye app self-employed ko bhi loan deti h
★★★★★Eddum Rao· Feb 25, 2026
Excellent but only EMI payments are not satisfied 😔 please can you date change 7th.
★★★★★PRABINA GOCHHAYAT· Dec 29, 2025
Very nice and quickly support for financial assistance 🙏🏿🙏🏿🙏🏿🙏🏿
★★★★★Sagar Bari· Sep 2, 2026
Bahut help for education thank you for this you
★☆☆☆☆Imran Khan· Jun 30, 2026
Bekar Aap hai Don't use This Aap ku ki mane Advance Salary Withdraw kiya Tha 2 month pale Or vo Pase repayment kata ni company ne Or mera Civil score pe kafi impact pada hai mujhe Repayment Kari hai or koi option ni Ara Repayment karne Es ki Vaje Se Mera Civil score gir Raha hai
★☆☆☆☆Priya Kt· Aug 27, 2026
Worst experience.... I had availed an advance salary facility through this app. However, after receiving the advance, the repayment amount was not deducted from my salary/account as expected, and there was no available option in the app to make the repayment manually. I contacted their customer care team multiple times and requested a payment link so that I could clear the outstanding amount. I was informed that the payment link would be shared with me, but despite repeated follow-ups, I never rec
★☆☆☆☆abhilash mohanty· Sep 2, 2026
Fraud application even after my loan got sanctioned they didn't credit the amount
Google Play Rankings for Jify: Loans and Salary Advance
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Technologies used by Jify: Loans and Salary Advance
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