Get instant loans online—complete your loan journey within just 9 minutes!
1,000+ downloads
About Kredtap
Kredtap is a finance app developed by Codebrew Innovations Private Limited.
Download Statistics
Kredtap has been downloaded 4.8 thousand times. In the last 30 days, the app was downloaded 1.7 thousand times.
User Ratings
The app has no ratings yet.
App Information
Kredtap is FREE to download. The APK download size is 4.30 MB. The latest version available is 1.0.7. The last update was on July 14, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play May 2026.
Description
Kredtap is a digital platform (Lending Service Provider – LSP). All loans are sanctioned and disbursed solely by our RBI-registered NBFC partner, Salora Capital Limited (RBI Registration No: N-13.01855).
Kredtap is a digital loan facilitation platform (LSP) and does not itself provide loans. All loans are sanctioned and disbursed solely by our RBI-registered NBFC partner, Salora Capital Limited.
Our Lending Partner
Salora Capital Limited (https://saloracapital.com/)
RBI Registration Number: N-13.01855
What We Offer (through Salora Capital Limited)
✅ Loan Amount: ₹5,000 – ₹50,000 (sanctioned by Salora Capital Limited, RBI-registered NBFC) ✅ Interest Rates: 12% – 32.5% per annum ✅ Loan Tenure: 3 – 60 months ✅ Processing Fee: Up to 10 % of the principal amount + GST (Processing fees vary based on borrower profile, loan amount, and tenure) ✅ Quick & Direct Transfer: Funds disbursed by our NBFC partner directly to your bank account ✅ No Collateral Required: Get a loan without pledging any security ✅ Foreclosure & Part-Prepayment Available ✅ Maximum APR – 78 % (APR includes applicable interest rates, processing fees, and other applicable charges)
Eligibility Criteria
✔ Indian Citizen ✔ Minimum Age:18 years ✔ Minimum Monthly Personal Income: ₹20,000 ✔ Monthly Household Income: ₹25,000+ ✔ Valid Identity & Address Proof (Govt. Approved) ✔ Aadhaar-linked Mobile Number ✔ Salaried Employee with Permanent/Regular Status ✔ At least 2 Months Work Experience in Current Company (for Salaried Employees)
Documents Required
📜 PAN Card 💰 Income Proof (Bank Statements Reflecting Monthly Income)
Example of How a Loan Works (Illustrative) 💡 Loan sanctioned by Salora Capital Limited: ₹2,00,000 for 3 years 💰 Processing Fee: ₹8,260 (3.5% + GST + ₹500 Stamp Duty) 📉 Interest Rate: 24% p.a. (on reducing principal balance) 💳 EMI: ₹8,020 per month 📊 Total Payable: ₹2,88,720 📌 Total Interest Paid: ₹80,460 📈 Annual Percentage Rate (APR): 30.15% Fees & Charges (as applied by NBFC partner) 💳 Foreclosure Charges: 4% of Principal Outstanding* + GST 💰 Part-Prepayment Charges: 4% of Principal Prepaid* + GST ⚠ EMI Bounce Charge (1st Day): 4% of Principal Overdue* or ₹500 (whichever is lower) 📌 Penal Charges (2-180 Days): 36% p.a. on Principal Overdue (+ GST if applicable) 🔹 *Rounded to the nearest rupee
How to Apply for a Personal Loan on Kredtap Personal Loan App 1️⃣ Download the Kredtap Personal Loan App 2️⃣ Sign up & Complete Your Profile 3️⃣ Upload Required Documents (Bank Statement, etc.) 4️⃣ Select Loan Amount & Tenure 5️⃣ Receive Cash in Your Bank Account (disbursed directly by Salora Capital Limited)
📱 Mobile Number 📧 Email 👤 Full Name 📅 Date of Birth & Gender 📇 PAN Card 🏢 Employment Type & Company Name 💵 Monthly Income 🏠 Address Proof (Permanent & Current Address) 📷 Selfie 📄 Bank Statement & Employment Proof (Salary Slip / Office ID / UAN – for Salaried Employees) 📞 Reference Contact 🏦 Disbursement Bank Account Details 🔄 eNACH / UPI e-Mandate
Why Choose Kredtap? ✔ Fast & Easy Loan Application ✔ Completely Digital Process ✔ Quick Loan Approval ✔ Quick Loan Disbursal by our NBFC partner ✔ No Hidden Charges ✔ Partnered with RBI-Registered NBFC (Salora Capital Limited)
📲 Download the Kredtap Personal Loan App Now & Apply Instantly! 🚀
Recent changes: Kredtap – Initial Release
Kredtap is now available on the Google Play Store, offering a streamlined and efficient borrowing experience.
Support & Feedback As this is our initial launch, we are committed to refining our services based on your input. For assistance or feedback, please contact us at help@kredtap.com.
Get a detailed PDF report for Kredtap with download trends, rating history,
and key performance statistics — useful for competitive research or tracking your own app.
Learn more
Are you the developer of this app? Join us for free to see more information about your app and learn how we can help you promote and earn money with your app.
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
