myWisely: Mobile Banking is a finance app developed by ADP, INC..
Download Statistics
myWisely: Mobile Banking has been downloaded 5.2 million times. In the last 30 days, the app was downloaded 46 thousand times.
User Ratings
myWisely: Mobile Banking is rated 4.34 out of 5 stars. The rating is based on 30 thousand ratings.
App Information
myWisely: Mobile Banking is FREE to download. The last update was on May 23, 2025.
Technical Requirements
myWisely: Mobile Banking requires Android 6.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play April 2019.
Description
Download the myWisely app(8) now to start making the most of your money, like getting paid up to 2 days early(1), saving(10) for what you love, and dropping the hidden fees(12). Wisely also moves with you even when you switch jobs(4).
LEAVE HIDDEN FEES BEHIND(12) No hidden fees(12). No overdraft fees(9) No minimum balance requirements sneaking up on you.
GET PAID UP TO 2 DAYS EARLY(1) Life doesn’t always wait until payday. With Wisely, you could get access to your pay up to 2 days early(1) at no cost(2) to you.
SHOP AND PAY BILLS(6) In store, online, in-app(8) or by phone everywhere Visa® Debit cards are accepted or where Debit Mastercard® is accepted.
GROW YOUR SAVINGS(10) Save at your own pace and make savings automatic(10) so you do not have to think about it.
(1) You must log in to the myWisely app or mywisely.com to opt-in to early direct deposit. Early direct deposit of funds is not guaranteed and is subject to the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders. (2) While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information. (4) If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders. (5)The number of fee-free ATM transactions may be limited. Please log in to the myWisely app or mywisely.com and see your cardholder agreement and list of all fees for more information. (6)The bill pay feature, powered by Papaya, is available through the myWisely app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward or a [Mastercard, Visa] product or service, nor does Fifth Third Bank, Pathward or [Mastercard, Visa] endorse this offer. (7) Ingo Money is operated by Ingo Money, Inc., and all check funding services are provided by First Century Bank, N.A. See complete terms, fees and conditions at: Ingomoney.com/termsconditions.html (8) Standard message and data rates may apply. (9) Because this card is prepaid, you can only spend what is on the card and thus are unable to overdraft. (10) Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the myWisely app mobile app or at mywisely.com. (12) To view applicable fees, please log in to the myWisely app or mywisely.com to see your card- holder agreement and list of all fees for more information.
The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
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Have had this app for almost 4 months. Very easy to use, get checks at least 2 days in advance, easily transfer between accounts, open up a savings and checking account to receive more benefits, no cost for this app or the bank card, and many other things you can do with this app that I see could be useful. No ads whatsoever. And no hidden fees at all.
★★★★★Daniel Hightower· Aug 21, 2026
My payroll offered an optional debit card account through ADP 8 years ago which I accessed with my Wisely app and it's works like it should never get overdraft. Sometimes I get paid early. Never have and fees. I also can get money deposited from other means if wanted. I set it up to take 10% of my direct deposit to put in my savings. It's a prepaid debit card that acts almost like a checking account. Also you can set up notifications and alerts and request a 2nd card with a different account.
★★★★★Jamie Birchfield· Jul 26, 2026
This card is cool if your just flitting around town doin lil day labor jobs or adding phone time to homeys acct in the jailhouse! Or paying for thrift store extravaganzas! Send ya cuz a couple bucks for some smokes. I wouldn't use it to put my life insurance funds on though but as long as you have very little money in your account at all times, it's kick-ass! My card likes to eat, slides right on in for DQ! ;)
★☆☆☆☆Maggie Cummings· Jul 24, 2026
They hold your money and charge you for a replacement card and make you wait over 2 weeks to get a new card they refuse to let you send money or transfer it without a physical card do not recommend at all
★☆☆☆☆Doug Dyer· Aug 2, 2026
What a joke of a company. I was working for a day labor company pay is never on time. Customer service sucks. I couldn't pay my phone or insurance so my phone and insurance lapsed. They didn't care at all. Then they told me to go to Walmart and take a cash advance, so I did decline on Walmarts end but yet took the money out of my account then got told that it would take 3 more hours for my money to come back to my account so here I sit no car insurance nor a telephone to use
★☆☆☆☆Russell Barney· Jul 22, 2026
They issued me a new debit card without me requesting one. Customer support staff is hard to understand due to the Indian accent. If it were not for the company I work for using wisely I would not use them at all.
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