Simply pay with the Volksbanken Raiffeisenbanken app
About Pay – Die Bezahl-App
Pay – Die Bezahl-App is a finance app developed by Atruvia AG.
Download Statistics
Pay – Die Bezahl-App has been downloaded 2.3 million times. In the last 30 days, the app was downloaded 11 thousand times. It is ranked #153 in finance.
User Ratings
Pay – Die Bezahl-App is rated 3.05 out of 5 stars. The rating is based on 19 thousand ratings.
App Information
Pay – Die Bezahl-App is FREE to download. The last update was on July 29, 2025.
Technical Requirements
Pay – Die Bezahl-App requires Android 10+ or higher. The app has a content rating of Everyone. The app has been available on Google Play July 2018.
Description
Die App im Überblick: • Einfach und schnell ihre digitalen Karten hinterlegen (digitale girocard , Mastercard und Visa) • Mit dem Android-Smartphone und der Pay App mobil bezahlen • Jederzeit im Geschäft und unterwegs kontaktlos und sicher zahlen • Dabei alle Zahlungen jederzeit im Blick behalten • Hohe Sicherheitsstandards – genauso sicher wie die physischen Karten
Bezahlen mit der App Einfach das Smartphone an das Terminal halten. Dank der Entsperrfunktion der App braucht es zum Bezahlen keine PIN mehr.
Karten der Volksbanken Raiffeisenbanken nutzen Eine neue digitale girocard in der App bestellen oder auf einem anderen Gerät erneut aktivieren. Visa oder Mastercard ganz einfach digital in der App hinterlegen.
Zahlungen im Blick behalten Dank der Übersicht in der App Zahlungen immer im Auge behalten.
Hohe Sicherheitsstandards Für das Bezahlen mit der App gelten die gleichen Sicherheitsstandards wie für die physischen Debit- und Kreditkarten. Bei Bedarf können Karten auch für die Bezahlung aktiviert oder deaktiviert werden.
Voraussetzungen • ein zahlungsverkehrsfähiges Giorkonto bei einer teilnehmenden Volksbank Raiffeisenbank • ein gültiges TAN-Verfahren (Sm@rtTan, SecureGo plus) • ein aktiver Zugang zum Online-Banking • ein NFC-fähiges Smartphone
Nutzungshinweis Für eine Bezahlung mit der App muss die NFC-Funktion des Smartphones aktiviert sein.
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Would be nice to add the payment history export or the ability to copy history to clipboard.
★★★★☆Manuel Amilo· Apr 19, 2026
I would like to inquire about the circumstances under which the application transmits NFC data and when it does not. Additionally, would it be possible to include a button to toggle the card status between "active" and "passive"? This would help minimize the duration of the window during which data can be accessed. Apart from that, the application is excellent. I appreciate that the name is displayed in black on the card, making it difficult to tamper with, and it is flawless on Graphene OS!
★★★★☆yaron h· Aug 2, 2024
I start using the app few months ago, and it's working great The only issue I have is it's not supporting using my android watch
★☆☆☆☆Michail Nikolakis· Dec 10, 2025
A big disappointment. The whole world use Apple Pay and Google Pay and Volksbank use this poor app... Bank wants to save money and not make our lives easier. I uninstall it immediately...
★☆☆☆☆Sven Steudte· May 24, 2026
App is clunky. Requires multiple clicks to enable payment. Even when you use the App, terminals sometimes require the card to be inserted (which is obviously not possible with a phone). So you have literally no advantage over the physical card, because I can't rely solely on the App, if I need the card anyway. Furthermore, the App always advertises its banking app, requiring even more clicks for payments.
★☆☆☆☆/· Sep 22, 2022
I can't even get through the set-up because it says my BLZ is wrong or nonexistent. It doesn't even show me a list, it doesn't matter if I use caps or not.
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