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Last updated on: 2026-06-23
Android Apps > Finance > Pay – Die Bezahl-App
Pay – Die Bezahl-App icon

Pay – Die Bezahl-App

Atruvia AG
3.05
19,122 reviews
1,000,000+
Downloads
Free

Simply pay with the Volksbanken Raiffeisenbanken app

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About Pay – Die Bezahl-App

Pay – Die Bezahl-App is a finance app developed by Atruvia AG.

Download Statistics

Pay – Die Bezahl-App has been downloaded 2.3 million times. In the last 30 days, the app was downloaded 11 thousand times. It is ranked #153 in finance.

User Ratings

Pay – Die Bezahl-App is rated 3.05 out of 5 stars. The rating is based on 19 thousand ratings.

App Information

Pay – Die Bezahl-App is FREE to download. The last update was on July 29, 2025.

Technical Requirements

Pay – Die Bezahl-App requires Android 10+ or higher. The app has a content rating of Everyone. The app has been available on Google Play July 2018.

Description
Die App im Überblick:
• Einfach und schnell ihre digitalen Karten hinterlegen (digitale girocard , Mastercard und Visa)
• Mit dem Android-Smartphone und der Pay App mobil bezahlen
• Jederzeit im Geschäft und unterwegs kontaktlos und sicher zahlen
• Dabei alle Zahlungen jederzeit im Blick behalten
• Hohe Sicherheitsstandards – genauso sicher wie die physischen Karten

Bezahlen mit der App
Einfach das Smartphone an das Terminal halten. Dank der Entsperrfunktion der App braucht es zum Bezahlen keine PIN mehr.

Karten der Volksbanken Raiffeisenbanken nutzen
Eine neue digitale girocard in der App bestellen oder auf einem anderen Gerät erneut aktivieren. Visa oder Mastercard ganz einfach digital in der App hinterlegen.

Zahlungen im Blick behalten
Dank der Übersicht in der App Zahlungen immer im Auge behalten.

Hohe Sicherheitsstandards
Für das Bezahlen mit der App gelten die gleichen Sicherheitsstandards wie für die physischen Debit- und Kreditkarten. Bei Bedarf können Karten auch für die Bezahlung aktiviert oder deaktiviert werden.


Voraussetzungen
• ein zahlungsverkehrsfähiges Giorkonto bei einer teilnehmenden Volksbank Raiffeisenbank
• ein gültiges TAN-Verfahren (Sm@rtTan, SecureGo plus)
• ein aktiver Zugang zum Online-Banking
• ein NFC-fähiges Smartphone

Nutzungshinweis
Für eine Bezahlung mit der App muss die NFC-Funktion des Smartphones aktiviert sein.
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More data about Pay – Die Bezahl-App

Price Free to download
Total downloads 2.3 million
Recent downloads 11 thousand
Rating 3.05 based on 19 thousand ratings
Ranking Medium ranked
Version N/A
APK size N/A
Number of libraries 34
Designed for Android 10+
Suitable for Everyone
Ads NO ads

App Performance Report

Get a detailed PDF report for Pay – Die Bezahl-App with download trends, rating history, and key performance statistics — useful for competitive research or tracking your own app. Learn more

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Alternative downloads for the Pay – Die Bezahl-App app

Mobiles Bezahlen icon Mobiles Bezahlen
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RaiPay – Raiffeisen Österreich icon RaiPay – Raiffeisen Österreich
Raiffeisen Digital Gmbh
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HVB Mobile Banking icon HVB Mobile Banking
HypoVereinsbank - UniCredit Bank GmbH
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ING Deutschland icon ING Deutschland
ING Deutschland
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BBBank-Banking icon BBBank-Banking
BBBank eG
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SpardaBanking App icon SpardaBanking App
Verband der Sparda-Banken
4.7
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500,000+
comdirect icon comdirect
comdirect – eine Marke der Commerzbank AG
4.1
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Migros Bank TWINT icon Migros Bank TWINT
Migros Bank AG
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Pay – Die Bezahl-App compared with similar apps

Common keywords of similar apps

Ein Pay Zahlungen Behalten Sicherheitsstandards Das Volksbanken Raiffeisenbanken Hinterlegen Digitale Girocard Mastercard Visa Hohe Wie Physischen Dank Zum Eine Bezahlung Aktiviert Nfc App Der Die Und Im Karten Mit Bezahlen Einfach Smartphone Oder Jederzeit Sicher Blick Bei

Keywords missing from this app

Sie Ihre Banking Bank Auf Von Zu Dem Schnell Ihrer Einen Ist Online Direkt Den Konten Alle Ihr Mobile Bw Sicherheit Geld Twint Karte Nutzen Ihnen Funktionen Bequem Wir Immer

More from Atruvia AG

VR SecureGo plus icon VR SecureGo plus
Atruvia AG
4.8
Free
5,000,000+
VR Banking - einfach sicher icon VR Banking - einfach sicher
Atruvia AG
4.7
Free
5,000,000+
SecureGo plus icon SecureGo plus
Atruvia AG
3.0
Free
1,000,000+
Digitales Bezahlen icon Digitales Bezahlen
Atruvia AG
0.0
Free
100,000+
MyBanking icon MyBanking
Atruvia AG
0.0
Free
10,000+

Google Play Rating history and histogram

8.1K
0
2K
3K
6K

Downloads over time

Pay – Die Bezahl-App has been downloaded 2.3 million times. Over the past 30 days, it averaged 360 downloads per day.

Changelog of Pay – Die Bezahl-App

Show changelog

Developer information for Atruvia AG

Atruvia AG

pf-digitalekarten@atruvia.de

Website

Legal name:

Address:

Phone number:

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Comments on Pay – Die Bezahl-App for Android

★★★★☆ Michail Malygin · Apr 30, 2024
Would be nice to add the payment history export or the ability to copy history to clipboard.
★★★★☆ Manuel Amilo · Apr 19, 2026
I would like to inquire about the circumstances under which the application transmits NFC data and when it does not. Additionally, would it be possible to include a button to toggle the card status between "active" and "passive"? This would help minimize the duration of the window during which data can be accessed. Apart from that, the application is excellent. I appreciate that the name is displayed in black on the card, making it difficult to tamper with, and it is flawless on Graphene OS!
★★★★☆ yaron h · Aug 2, 2024
I start using the app few months ago, and it's working great The only issue I have is it's not supporting using my android watch
★☆☆☆☆ Michail Nikolakis · Dec 10, 2025
A big disappointment. The whole world use Apple Pay and Google Pay and Volksbank use this poor app... Bank wants to save money and not make our lives easier. I uninstall it immediately...
★☆☆☆☆ Sven Steudte · May 24, 2026
App is clunky. Requires multiple clicks to enable payment. Even when you use the App, terminals sometimes require the card to be inserted (which is obviously not possible with a phone). So you have literally no advantage over the physical card, because I can't rely solely on the App, if I need the card anyway. Furthermore, the App always advertises its banking app, requiring even more clicks for payments.
★☆☆☆☆ / · Sep 22, 2022
I can't even get through the set-up because it says my BLZ is wrong or nonexistent. It doesn't even show me a list, it doesn't matter if I use caps or not.

Google Play Rankings for Pay – Die Bezahl-App

Top rankings

Rank Country Category List
153 Germany Finance Top Free
Show all market rankings

Ranking history in Germany

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Technologies used by Pay – Die Bezahl-App

Pay – Die Bezahl-App is requesting 0 permissions and is using 34 libraries.
Show details
Mobiles Bezahlen icon Mobiles Bezahlen
RaiPay – Raiffeisen Österreich icon RaiPay – Raiffeisen Österreich
HVB Mobile Banking icon HVB Mobile Banking
ING Deutschland icon ING Deutschland
BBBank-Banking icon BBBank-Banking
SpardaBanking App icon SpardaBanking App
comdirect icon comdirect
Migros Bank TWINT icon Migros Bank TWINT

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