Paytail - Buy on easy EMIs

Paytail is India’s fastest growing finance led commerce platform. Use this application to shop from nearby Merchant stores and also get exciting EMI options and cashback offers

Wish to finance your shopping? Use Paytail EMI

Eligible members (users) get offered instant loans via Paytail EMI - an instant line of credit offered through Paytail's partner lending institutions for your shopping.

Loan Amount: Minimum & Maximum loan amount offered through Paytail EMI are Rs. 3,000/- and Rs. 5,00,000/- respectively.

Loan tenure: Varies from 3 months to 18 months

Loan rate of interest: It starts from 18% per annum* and the maximum Annual Interest rate can go upto is 25% per annum*

NBFC Partner: Cholamandalam Investment and Finance Company Limited

*Sample Loan cost calculation*

For ₹1,00,000 loan borrowed for 1 year, with interest rate @18% per annum*, a consumer would pay:
1. Applicable fee = 0
2. Monthly payment (EMI) = INR 9168/-
3. Total Interest payable for the tenure of 1 year = INR 10,016/-
4. Total cost of the loan i.e Total amount to pay later after a year = INR 1,10,016/-
*Interest Rate varies based on user profile

For any concerns feel free to reach us at support@paytail.com or alternatively raise a support ticket from the app. Our team is going to make it a mission to resolve all your concerns ASAP.

Recent changes:
- Introducing Paytail Spend Power: Buy anything from nearby Paytail stores with easy Instant EMIs
- Overhauled UI: Seamlessly navigate and enjoy an enhanced shopping experience
- Brand New Dashboard: Discover exclusive deals and offers curated just for you
- Simplified Transactional Journey: Instant and easy EMIs made more accessible

Thank you for using our app. If you have any feedback or encounter any issues, please don't hesitate to reach out to us.