Sajilo Bikas Smart App is a finance app developed by MBANK TECHNOLOGIES.
How many times has Sajilo Bikas Smart App been downloaded?
Sajilo Bikas Smart App has been downloaded 850 times. In the last 30 days, the app was downloaded 20 times.
What is the rating of Sajilo Bikas Smart App?
Sajilo Bikas Smart App has no ratings yet.
Is Sajilo Bikas Smart App free?
Sajilo Bikas Smart App is free to download. The APK download size is 42.93 MB. The latest version available is 6.1.20. The last update was on June 16, 2026.
What are the requirements for Sajilo Bikas Smart App?
The app has a content rating of Everyone. The app has been available on Google Play October 2025.
Description
This app is created for the account holders of Sajilo Bikas Saving and Credit Co-operative Limited a co-operative that has been registered with the authorities and in accordance with the law.
Features: QR Payments: Scan and Pay feature that allows you to scan and pay to the different merchants.
Manage your account
• Track your finances • Track your account history
Make payments of your utilities
• Pay your internet bills, phone bills, mobile top-up, and many other payments for the services you use
Transfer funds instantly
Calendar: Customer can view official calendar of Sajilo Bikash Multipurpose Cooperative Society Limited on our apps.
Location: Customers can find our Office location.
Apply for loan through our app:
Sajilo Bikash Smart App offers different types of loan to our customer, we will be listing the loan category with interest rate and you can choose to apply for the needed loan category.
(Note: This is just a loan information for applying and for the approval customer needs to visit the Sajilo Bikash Multipurpose Co-operative Society Ltd. Office)
Personal Loan Example
For Personal loan, followings things apply: A. Minimum Loan Amount NRs 10,000.00 Maximum Loan Nrs. 1,000,000.00 B. Loan Tenure: 60 months(1825Days) C. Repayment mode: EMI D. Grace Period: 6 Months. Interest must be paid in grace period. E. Interest Rate: 14.75% F. Processing Fees = 1 % of loan amount. G. Eligibility: 1. Resident of Nepal. 2. Age above 18 years 3. Must have a guarantor. 4. Have an income source with tax clearance document *APR = Annual Percentage Rate H. The minimum period of repayment is 12 months(1 year) and the maximum period of repayment is loan tenure period as per the agremeent (which is 5 years in this example). I. The Maximum Annual percentage Rate is 14.75%.
Personal loan Example: Let's say you are applying for a Personal loan amounted NRs 1,000,000.00 from the organization at the rate of interest of 14.75% (annual) and your loan tenure is 5 years,
Equated Monthly Instalment (EMI)= Rs.23659.00 Total payable interest = Rs.407722.00 Total Payment = Rs. 407722.00 Loan processing fees = 1% of loan amount = 1% of Rs. 1,000,000.00 = Rs. 10,000.00
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 14.75% per annum, then R = 14.75/12/100 = 0.0121.
so, Interest = P x R = 1,000,000.00 x 0.0121 = Rs.12,123.00 for first month
Since EMI consists of principal + Interest
Principal = EMI - Interest = 23,659.00-12,123. = Rs.11536 in a first installment which can be vary on other installment.
And for the next month, opening loan amount = Rs.1,000,000.00-Rs. 11536.00 = Rs.988464.00
Disclaimers: We are not asking applicants to pay advance money for loan. Please be aware of such fraudulent activities.
Note: Our app is currently Geo-restricted to users located exclusively in Nepal. As a result, some features of the app may not function as expected or may be limited when accessed from other regions. We only aim to deliver a seamless and meaningful experience to users who are situated within Nepal's geographical boundaries.
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Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
