;blackcat is a finance app developed by PAPAYA LTD.
Download Statistics
;blackcat has been downloaded 9.6 thousand times. In the last 30 days, the app was downloaded 1.9 thousand times.
User Ratings
;blackcat is rated 4.20 out of 5 stars. The rating is based on 350 ratings.
App Information
;blackcat is FREE to download. The last update was on December 11, 2025.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play September 2025.
Description
;blackcat is your companion for effortless everyday payments! Experience an all-in-one app with a European IBAN, travel-ready cards and an enhanced rewards program. Access all your funds with just one click! With ;blackcat, you can manage your money anytime, anywhere. Get started in minutes: download the blackcat app, register with your personal details and documents, verify your ID with a selfie – and you’re ready to go! Instantly access your IBAN, and virtual payment card. Order a matching plastic card – it will be produced in just 24 hours and shipped to you, wherever you are in the world! And of course, you can also add your card to Google Pay! Why choose ;blackcat? – Free plan**. Standard rate (accounts with 1 card) is € 0 / month — no hidden fees. – Flexible money management. All your funds are available in one mobile interface. Create an unlimited number of additional wallets for euros. Each wallet and card is fully customizable with individual spending limits. You can also issue as many payment cards as you want. – Powerful rewards. Choose a bonus program that fits you — 4% per annum reward as part of the loyalty program (not an interest-bearing product), 2% cashback on Amazon, or 0.5% cashback on all card purchases (excluding ATM withdrawals and transfers). – Fast and convenient money transfers. SEPA payments, euro wallet transfers, and transfers between blackcat accounts. – Secure payments. Benefit from 3D Secure protection — every transaction is confirmed with in-app authentication. – Dedicated support, 24/7. Our expert team is always here for you via chat or email. We don’t force you to talk to robots – you can always chat with a real person! How to Open an Account Download the blackcat.app from Google Play. Fill out your personal info and upload proof of address. Take a selfie + scan your ID and/or residence permit — that’s it! Black cat is your lucky sign! We take care of the security and protection of your data. Blackcat is collecting, using, and processing your personal data in accordance with European General Data Protection Regulations. We use advanced measures to keep information secure.
Disclaimers: *Travel-ready cards are ;blackcat’s payment cards. Those cards are accepted at car rentals, hotels, and other services, both online and offline. **Standard service and transaction fees may apply according to the tariff schedule. ;blackcat is issued by Papaya, Ltd. Papaya Ltd. is an Electronic Money Institution authorised and regulated by the Malta Financial Services Authority. Client funds are safeguarded in accordance with applicable legislation. Funds held in e-money accounts are not covered by the Depositor Compensation Scheme. The bonus payment is a part of the loyalty program provided by Baltic Technology Solutions OU. Detailed terms and conditions can be found here: https://baltictechsolutions.com/
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Great support team service Black cat app ✅️ Secured 🔐💯👍😍
★★★★★Oleksandr Morozov· Mar 17, 2026
Very fast and intuitively clear app, functions work perfectly.
★☆☆☆☆Lucas Saliba· May 16, 2026
They sell you the card with 3% cashback, but you can't get it from the direct link from their Instagram
★☆☆☆☆Kaisa L· Feb 25, 2026
Card top-ups do not work, it always fails with an unknown error and tells to contact support. But there is no wah to contact support in the app. Also card top-up fees are 100% predatory, it says there is a 3% "exchange fee", implying it only applies to non-EUR top-ups. But in the tariffs section it says all top-ups have a 3% fee, which is outrageously high, astronomical fee, no one should ever pay that. Almost all digital banks have free card top-ups nowadays.
★☆☆☆☆James· Jul 15, 2026
Signing up for Black cat is a pain. I put in all my info correctly, but the US layout is messed up and won't match my address. I can't even sign up. I use other crypto apps without any problems. When I receive black cat sms messages it's automatically flags as scam folder. When it fails I need re-enter everything again. Waste of time. Change your app name to from black cat to annoying cat. Good luck with bs card
Google Play Rankings for ;blackcat
This app is not ranked
Technologies used by ;blackcat
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