Your bank SMS builds your passbook. A good passbook gets you medicines today.
50+ downloads
About Bell AI: Your Money Friend
Bell AI: Your Money Friend is a finance app developed by PUMP.AI PRIVATE LIMITED.
Download Statistics
Bell AI: Your Money Friend has been downloaded 65 times. In the last 30 days, the app was downloaded 14 times.
User Ratings
The app has no ratings yet.
App Information
Bell AI: Your Money Friend is FREE to download. The APK download size is 32.62 MB. The latest version available is 3.1.3. The last update was on August 17, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play June 2026.
Description
Bell AI — a finance team in your pocket, for people who earn daily.
India runs on daily earners. Delivery partners, cab and auto drivers, salon and shop staff, daily-wage workers. They work every day, but they have no payslip, no credit history and no file anywhere that says they are good for the money. So when illness arrives — and a chemist bill lands in a week that was already short — there is nowhere to turn. The medicine gets postponed. That is the problem Bell AI exists to fix.
STEP 1 — BELL READS YOUR BANK SMS AND BUILDS YOUR PASSBOOK
In India, banks tell you about your money almost only by SMS. No Android app can get those events any other way, and for a daily earner there is no payslip or statement that does the job instead. So with your permission, Bell reads your bank and transaction SMS on your phone and turns them into a clear picture of your money:
• Earnings tracking — payouts from delivery and ride apps, UPI receipts, salary credits and refunds, added up day by day, across every app you work for • Expense tracking — every debit, UPI payment, ATM withdrawal and card spend • Spending control — a nudge before you cross your safe amount for today • Bill reminders — rent, recharge, school fee, your credit-card due date, EMIs and insurance premium, days before they are due • Ask in your own words — "kitna bacha hai?" — and get a clear answer, with the exact messages it came from. Every number in Bell can be traced back to its source
This is your passbook. For most of our users it is the first time their whole financial life has been visible in one place.
STEP 2 — A GOOD PASSBOOK GETS YOU MEDICINES TODAY
Once your passbook shows a steady rhythm, Bell can do something a bank will not: let you take the medicines you need now and settle the bill over time.
Bell uses that same passbook to work out a small daily amount you can genuinely manage — not a number pulled from the air, and never more than your own earnings support. Then:
• Order from your prescription — photograph it and we price it for you • See the full bill and the daily amount before you confirm. Nothing is hidden • Pay a little each day from your phone. Miss a busy day and catch up later • Prefer it automatic? Set up a daily payment instruction with your bank through a secure RBI-regulated payment partner, and cancel it any time • Your khata page always shows what you took, what you paid, and what is left • Every payment builds your record with Bell — a payment history that people who earn daily are rarely given anywhere else
Health first, payment in pieces. That is the whole idea.
Please read: Bell AI sells you the medicines and lets you pay for them over time. Bell AI is not a bank and not an NBFC, and Bell AI does not give money to users. No cash is ever paid out, and nothing can be withdrawn or transferred — you receive medicines, and nothing else. You pay no interest, and there are no recovery or collection agents. This is optional: the passbook, budget and reminders work fully without it.
YOUR PRIVACY COMES FIRST
• Bell reads your financial SMS on your phone and masks personal details — account numbers, names and OTPs — right there, before anything is sent • Only the masked text is sent securely to Bell, where AI turns it into your money summary and reminders — never your raw messages • Bell IGNORES your OTPs and personal messages — it only looks at financial SMS • Your raw messages and OTPs NEVER leave your device — only the masked version does • Your data is encrypted in transit and at rest, never sold, and never used for ads • You grant permission with a clear disclosure, can turn it off anytime, and can ask us to delete your data
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