Ikano Bank

Our IKEA interest-free loan and IKEA Family credit card give you more flexible ways to pay when you shop at IKEA, or anywhere else.

Download the Ikano Bank app to check eligibility, fill in a few details to see how much you can borrow, then it's just a few more steps to complete the full application. You’ll get a decision in minutes and can spend straightaway with your virtual card.

GETTING STARTED
You’ll need:
- to be 18 or older
- to be a permanent UK resident
- a valid photo driving license or passport
- a good credit history
- an email address
- a valid UK mobile number
- a personal bank account in your name, requiring a single signatory

SIMPLE APPLICATION
- See how much you could borrow
- Check eligibility without affecting your credit score
- Apply and get a decision in minutes
- Spend straightaway with your virtual card

SIMPLE TO MANAGE
- Check your balance and track your spending
- View statements
- Update your contact details
- View your credit agreement and other important documents

IMPORTANT INFORMATION
The Ikano Bank app is available to UK customers. Services may be affected by phone signal and functionality. Terms and conditions apply.

Your IKEA interest-free loan or IKEA Family credit card will be administered by Ikano Bank.

Ikano Bank AB (publ) UK branch Registered Office: Waterfront House, Waterfront Plaza, Station Street, Nottingham, NG2 3DQ. Registered in England and Wales No. BR016253 VAT Registration No. 265321711. Ikano Bank AB (publ) is incorporated in Sweden with registered office: Älmhult and head office: Hyllie Boulevard 27, 215 32 Malmö, Sweden. Ikano Bank AB (publ) is a Swedish Public Limited Company (publikt bankaktiebolag) registered with the Swedish Companies Registration Office (bolagsverket) with organisation number: 516406-0922. Ikano Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority (Finansinspektionen) (Registered No:11153). Authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority, are available from us on request.