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I have to change my rating. SBI has changed the Net Banking portal to Yono. And now this app does not work for Fund Transfers in Yono. OTPs always come as SMS, so the purpose of this app is lost. It is now of no value, and it's a big problem for me My previous review: Quick and seamless delivery of the OTPs from the bank. SBI Internet Banking requires a lot of OTP input. This becomes difficult when phone coverage is minimal or when travelling. So I love this app. For me, it is working perfectly.
★★★★☆Krishna Rayudu· Apr 8, 2026
I was loyal customer of SBI for the last 18 yrs, yonolite and secure OTP app was using for the last 2 yrs. It's good only. SBI may need to evolve in offering user-friendly app activation without compromising user security. That's it otherwise, it's okay.
★★★★☆Santhosh kumar Mankali Ramachandiran· Nov 10, 2025
To those who see "try again later" error: Guys, the app first required to send an SMS. The first page as soon as you enter the username, it pops up to choose the sms app preference (sms or WhatsApp). Since I was in India, I chose Google Messages app. Once you choose the app, app send a gibberish secret key to SBI for your device registration. Once the sms is sent, you'll receive OTP and the next steps are smooth. I wish the process was transparent and explanatory. But the next steps easy
★☆☆☆☆Keyur Ladola· Nov 20, 2025
I have been using the SBI secure OTP app for 3 years, but I installed my old mobile. I see I can not upgrade the APP due to an MSG error like APP does not support your Mobile. I am using an ONEPLUS 6 Mobile device. Could you reset my profile ? And I will get again OTP on my registered mobile number. I have been sent email with all info.
★☆☆☆☆Somenath Pal· Mar 10, 2026
Not able to log in after previous phone lost. Error message "unable to process your request". Cannot log in to internet banking as sms OTP option was disabled in my net banking. Very bad experience.
★☆☆☆☆Salai Geethan S· Jun 17, 2026
Idiots turned this on without my consent and not I can't log in after my password is expired. I couldn't disable this stupid app either.
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Technologies used by SBI Secure OTP
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